Dick Rae, Director, Insurance Solutions, is a qualified life actuary who joined the firm in 2014. He brings the specialist insurance knowledge required to understand the complexities of an insurance company’s liabilities and regulations so that BMO Global Asset Management is able to deliver asset management solutions most suited to our insurance clients’ needs. Dick started his career in the life insurance and reinsurance industry where he ultimately specialised in product development at GAN Life & Pensions. He subsequently spent 19 years offering insurance solutions within the investment banking industry (JPMorgan, Deutsche Bank and HSBC) offering asset liability management and strategic asset allocation solutions for UK and European insurance companies.