CT Child Trust Fund

Transfer in your existing ChIld Trust Fund & benefit from our expertise.

What is the CT Child Trust Fund?

 Child Trust Funds (CTF) were a long term savings account launched by the government between 2002 and 2011. CTF’s are no longer open to new customers, but you can however transfer in your CTF to Columbia Threadneedle & continue to invest up to £9,000 each year for your child.

You can access the stock market through our range of investment trusts, and expert fund managers through our CTF.

No dealing charges

Investments using our Investor Portal mean you won't pay dealing charges. Government stamp duty and Annual Management Charges apply.

Investment expertise

We can trace our investment roots back to 1868 when F&C Investment Trust started.

Responsible Investing

We've led the way in responsible investing for over 35 years, engaging with 5,500 companies we invest in to ensure ESG is a key consideration.

Investment Trust options

Whether it's growth or income you're looking for, our range of investment trusts could meet your investment needs.

Let's talk about risk

The value of your investments and any income from them can go down as well as up and you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

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A cost-effective way to invest

You can invest from as little as £10 for a CTF Stakeholder and £25 for a CTF Shares account with no dealing charges.

There’s a fixed rate annual charge of £25 + VAT for the CT CTF Shares account and a 0.7% charge on the value of your account for the CTF Stakeholder account. Government stamp duty of 0.5% applies on purchases of UK shares.

Make sure you read the pre-sales costs disclosure before you invest.

Your options when you turn 18

You have some decisions to make when your Child Trust Fund matures. We have all the information you need to help you.

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What you need to know about your maturing Child Trust Fund

There is a lot to think about when it comes to Child Trust Funds, we’ve created a CTF Hub so you can find all the information you might need in one place.

A guide for parents when a Child Trust Fund matures

Find out what options are available to your child once they reach the age of 18.

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Invest in our Investment Trusts through our CTF

With a CT Child Trust Fund, you invest through our diverse range of Investment Trusts.

Our Investment Trusts provide a range of investment opportunities, including access to equities, bonds, property and private equity.


Each Trust has different goals and strategies. 

You can select a Trust that aims for capital growth, income, or both. Some have a specific regional focus, while others take a global approach.


Please see the Key Information Documents (KIDs) for further details on the risks for each trust. View the latest performance of our Investment Trusts.

Manage your investments on
the go

Manage your investments on the go

With our App you can:

– Make changes to your investment choices
– Add cash to invest later, or withdraw cash
– Make lump sum investments

Search 'CT UK' to download the app

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Transfer your CTF

If you have an existing CTF you can switch over to us. We have a range of funds for you to invest in. Join Columbia Threadneedle Investments today to invest smart for your future.

Frequently asked questions

What's the difference between a shares and stakeholder account?
Who can contribute to the account?
What is lifestyling?
Can I make withdrawals from the account?
Who has control over the account?

*CTF Share account only.
Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.