Choosing what to do
There are three options for you to consider for your Child Trust Fund investment. You don’t have to decide immediately – the funds will stay invested until you’re ready.
Continue investing with Columbia Threadneedle
Continue to invest for your future with Columbia Threadneedle by moving your investment into our range of savings plans for adults, with no transfer charges. We’ve also reduced the annual charge on our adult products until you turn 21, meaning you’ll benefit by keeping the same rate as the CTF Shares product (£25 + VAT) rate for up to three years. Please note the CTF Stakeholder & the Matured CTF Stakeholder product charges are 0.7%. See below to find out more about our savings plans.
Taking your investment out
When you turn 18 you can decide to withdraw the invested money. There’s no charge to withdraw and if you later put the money into an ISA, it would be treated as a new subscription, losing the benefit of reduced fees until you’re 21.We recognise that a house deposit, wedding costs or a retirement pot are goals that seem a long way off. However, we firmly believe that it’s better to prioritise longer-term goals when navigating the uncertainties of the future.
A combination of both
You can transfer some of your shares into one of our adult savings plans and withdraw the rest. Choose what works best for you for the full amount of your investment.
Our adult Savings Plans
CT General Investment Account (GIA)
CT Individual Savings Account (ISA)
CT Lifetime Individual Savings Account (LISA)
Frequently Asked Questions
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