Getting the balance right
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Getting the balance right

Investing is all about making money work harder. That might mean working it harder to grow its value and thereby its future buying power, or to generate an income, or as is often the case, seeking a blend of both growth and income.

Our 10 Investment Trusts provide a range of investment opportunities including access to equities, bonds, property and private equity. Each trust has different aims and strategies with the option of capital growth, income or a combination of both and with a specific regional focus or with a global remit. 

Back to basics

Whatever outcome you are looking for there are things to consider.

Timeframe is key

The timescale over which you are investing might be the years you have until retirement or the clock could be ticking towards the kids heading off to university and all the related expenses. If you make the choice to invest in the likes of equities (as opposed to cash) then it is wise to view the commitment as a medium to long-term one. Why? Because markets can fluctuate markedly (particularly over shorter periods) so it could prove worthwhile to give your investments time to ride out any dips that could happen along the way.

Consider risk

There’s an element of risk involved with investing. The value of your investments can go down as well as up and you may get back less than you originally put in. You need to be aged 18 or over and be a UK resident, and you should consider this as a longer-term investment. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

Perspectives on growth & income

Investing For Growth

Investing for ‘growth’ means seeking alternatives to cash that have more scope to increase in value over the long term. There are plenty of options available including investment trusts which target the potential of smaller companies (businesses where scope for growth is often at its most potent) or geographic regions like Europe or the emerging markets.

The likes of private equity can also be an attractive option within a growth orientated portfolio and it’s important not to overlook the steadier characteristics of highly diversified global trusts as well.

Investing For Income

There are also plenty of options for those seeking an attractive income. Dividends from shares bring equity-orientated trusts into consideration and asset classes like commercial property have historically proven capable of generating an attractive and reliable income.

Like growth-orientated investors, income seekers can now benefit from a broader geographic remit as many companies in places such as Japan and the emerging markets are beginning to prioritise dividend payments to shareholders.

Future thinking

There’s an element of risk involved with investing. The value of your investments can go down as well as up and you may get back less than you originally put in. You need to be aged 18 or over and be a UK resident, and you should consider this as a longer-term investment. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

This section of the website is directed at persons who are located in the UK. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding with any investment product referred to on this website. Nothing on this website is, or is intended to be, advice to buy or sell any investments. If you are at all unsure whether an investment product will meet your individual needs, please seek advice.

24 June 2019
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Getting the balance right

Important Information

Important information: Past performance is not a guide to future performance. Your capital is at risk. The value of investments and any income is not guaranteed and can go down as well as up and may be affected by exchange rate fluctuations. This means that an investor may not get back the amount invested. This document is not investment, legal, tax, or accounting advice. Investors should consult with their own professional advisors for advice on any investment, legal, tax, or accounting issues relating to an investment with Columbia Threadneedle Investments. The mention of any specific shares or bonds should not be taken as a recommendation to deal. Columbia Threadneedle Investments does not give any investment advice. If you are in doubt about the suitability of any investment, you should speak to your financial adviser. The analysis included in this document has been produced by Columbia Threadneedle Investments for its own investment management activities, may have been acted upon prior to publication and is made available here incidentally. Any opinions expressed are made as at the date of publication but are subject to change without notice and should not be seen as investment advice. This document includes forward looking statements, including projections of future economic and financial conditions. None of Columbia Threadneedle Investments, its directors, officers or employees make any representation, warranty, guaranty, or other assurance that any of these forward-looking statements will prove to be accurate. Information obtained from external sources is believed to be reliable, but its accuracy or completeness cannot be guaranteed. Issued by Threadneedle Asset Management Limited. Registered in England and Wales, Registered No. 573204, Cannon Place, 78 Cannon Street, London EC4N 6AG, United Kingdom. Authorised and regulated in the UK by the Financial Conduct Authority. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.

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Important Information

Important information: Past performance is not a guide to future performance. Your capital is at risk. The value of investments and any income is not guaranteed and can go down as well as up and may be affected by exchange rate fluctuations. This means that an investor may not get back the amount invested. This document is not investment, legal, tax, or accounting advice. Investors should consult with their own professional advisors for advice on any investment, legal, tax, or accounting issues relating to an investment with Columbia Threadneedle Investments. The mention of any specific shares or bonds should not be taken as a recommendation to deal. Columbia Threadneedle Investments does not give any investment advice. If you are in doubt about the suitability of any investment, you should speak to your financial adviser. The analysis included in this document has been produced by Columbia Threadneedle Investments for its own investment management activities, may have been acted upon prior to publication and is made available here incidentally. Any opinions expressed are made as at the date of publication but are subject to change without notice and should not be seen as investment advice. This document includes forward looking statements, including projections of future economic and financial conditions. None of Columbia Threadneedle Investments, its directors, officers or employees make any representation, warranty, guaranty, or other assurance that any of these forward-looking statements will prove to be accurate. Information obtained from external sources is believed to be reliable, but its accuracy or completeness cannot be guaranteed. Issued by Threadneedle Asset Management Limited. Registered in England and Wales, Registered No. 573204, Cannon Place, 78 Cannon Street, London EC4N 6AG, United Kingdom. Authorised and regulated in the UK by the Financial Conduct Authority. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.

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