Multi-asset

Pension schemes are increasingly focusing on achieving strong returns for each unit of investment risk. For defined benefit schemes this reflects concerns on how to close funding gaps in a more predictable manner and manage pressure from sponsors over balance sheet volatility. For defined contribution, the focus reflects the need to build a pensions pot sufficient to secure a sustainable and comfortable retirement. Multi asset funds specifically aim to achieve good total returns with low levels of volatility and for this reason should be central to pension scheme investments.