John is an experienced and credible individual with excellent communication skills and has held various senior management roles within the industry. He has an extensive knowledge of advisory business models and their operation. He is an Associate of the Personal Finance Society with over 25 years financial services experience in the IFA and banking sectors. Wide ranging technical knowledge and a detailed understanding of the FCA Handbook and its application. More recently has helped deliver practical implementation of MIFID II. IDD and GDPR to ATEB customers. Key responsibilities include delivery of training and ‘hands on’ consultancy to ATEB customers involving field visits, compliance audits, investment and pension file reviews. Worked with the FCA Specialist Supervision Department as part of the SIPP and NMPI (S55 VVOP) initiative in which ATEB acted as lead skilled person. Extensive involvement with “British Steel DB Transfer Firm” remedial work and various other DB transfer and S166 projects.