Ready to make an election? | Columbia Threadneedle Investments Child Trust Fund

You've decided what you're doing with your
CTF investment

Whether you plan to reinvest the funds, take some or all of the money out, we’re here to help.

Your CTF is waiting for your decision

As a reminder, it’s only when you reach 18 that you can tell us your plan for the investment.

At 18, your CTF turned into a matured CTF which simply means it has the same benefits and charges as before, but you can’t add any new money to it. It’ll stay this way until you let us know what you’d like to do next.

Confirm your identity

If you’ve not done so already, you must let us know how to communicate with you and prove your identity so we can continue to keep your investment safe.

1. Let us know how you’d prefer us to communicate with you by completing the Child Trust Fund CTF – Update Contact Details Form.

2. Provide us with proof of your identity and address. Details of what you can provide and our address are in the FAQ’s below.

Let us know your plans for your investment

The easiest way is to register online to manage your investment.

You can also let us know by post by completing the CTF Making a Decision Form. Send that to us at our address in the FAQs and we’ll take care of the rest.

Let's talk about risk

The value of your investments and any income from them can go down as well as up and you may not get back the original amount invested. Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.

Key documents

Frequently Asked Questions

What documents can I send in as verification?

To verify your identity, we can accept

Valid passport
Valid photocard driving licence (full or provisional)
Recent evidence of entitlement to a state or local authority-funded educational or other grant
Most recent HM Revenue and Customs Tax Coding Notification, Assessment or Statement (dated within the last year). If you are working and paying tax, the HMRC will send you a copy of your tax coding notification on request.
A government-issued document that incorporates your full name and photograph and either your residential address or your date of birth.

We then need something that has been sent in the post to your residential address.

A bank or debit card statement which has been issued within the last three months (but not ones printed off the internet). If you don’t normally get these sent in the post, if you contact your bank, they can usually send you a one-off statement.
Utility bill issued within the past three months (but not ones printed off the internet)
Valid photocard driving licence (full or provisional)*
Recent evidence of entitlement to a state or local authority-funded educational or other grant*
Most recent HM Revenue and Customs Tax Coding Notification, Assessment or Statement (dated within the last year)*
A government-issued document that incorporates your full name and photograph and either your residential address or your date of birth*

* We need two documents so you can’t use the same document to confirm both your identity and your address.

To verify your bank details, we need something from your bank which has your sort code, account number and account name printed on it e.g.

A bank statement which has been issued within the last three months (but not ones printed off the internet). If you don’t normally get these sent in the post, if you contact your bank, they can usually send you a one-off statement. We can accept the same statement as both proof of your bank details and proof of your address.
A voided cheque (in other words, one that you have scored through and written VOID across it so that nobody could use it)
A pre-printed pay-in slip

We don’t recommend that you send us originals of personal documents in the post. However, you can send us certified copies instead.

What does certified mean?

Certified means that the person who copies your original document needs to confirm that they have seen the original document(s).

To certify a document, the certifier takes a copy of the document.

On each page they need to include

The statement (it can be stamped or handwritten) “I hereby certify this is a true copy of the original”
The date (the certification must be within the last 6 months)
Their signature
If the copy of your photographic identification (e.g. passport) is not clear, they should also state that it is a good likeness of you.

They also need to provide their full name and designation (e.g. job title), badge/reference/registration number if applicable and clearly note their full address details and telephone number. This is because we need to be able to separately confirm their identity e.g. through a professional register

Who can certify my documents?

We can only accept documents certified by people with certain professions. They cannot be someone related to you. They could be a family friend and they need to be currently practicing (e.g. not retired)

The certifiers we can accept are:

A judge or a magistrate
A senior civil servant
A serving police or customs officer
A commissioner for oaths
An officer of an embassy, consulate or high commission of the country or territory of issue of documentary evidence of identity
A lawyer, notary public or legal executive who is a member of a recognised professional body
An actuary who is a member of a recognised professional body
An accountant who is a member of a recognised professional body
A member of the Institute of Chartered Secretaries and Administrators
A director or officer (working within the Legal or Compliance office) of a regulated financial firm
The UK Post Office certification service, with details of the individual certifier

The certifier should sign and date each document, and state on each document

Their name, address and telephone number
The capacity in which they are certifying the documents
Their firm if applicable
Their badge/reference/registration number if possible

What if I don’t know someone in one of those professions?

Unlike when you apply for a passport, the person certifying your documents doesn’t need to know you personally.

If you don’t know someone that you can ask either personally or professionally, the Post Office offer a certification service for a small fee.

We don’t recommend that you send us originals of documents such as a passport or drivers’ licence in the post. However, you may feel more comfortable sending us original documents such as tax notices or bank statements.

What happens if I don't provide verification?

The account will remain open and any funds already received will remain invested. You can transfer to another account within CT. However, you cannot add further payments to or withdraw funds out of the account (including transferring to another provider). Online access to your account may also be restricted.

If we don’t have proof of your bank details, then if you make a withdrawal, we send the proceeds to you by cheque to your registered address.

How do I send the documents to you?

Find out more

Your Financial Future

How to plan for a future you can’t see yet.

Information in this section of the Website is directed solely at persons who are located in the UK and can be categorised as retail clients. Nothing on this website is, or is intended to be, an offer, advice, or an invitation, to buy or sell any investments. Please read our full terms and conditions and the relevant Key Information Documents (“KID”) before proceeding further with any investment product referred to on this website. This website is not suitable for everyone, and if you are at all unsure whether an investment product referenced on this website will meet your individual needs, please seek advice before proceeding further with such product.

Let us know your CTF decision

You've decided what you're doing with your CTF investment