Responsible investment
Savings plans
Our Savings Plans make it easy to invest in our range of funds from as little as £25 per month
Investor portal and mobile app
Securely manage your Savings plan investments. Obtain a valuation, invest and add money.
Our Latest Focus Magazine
Find information on becoming Columbia Threadneedle Investments, as well as updates from some of our Investment Trusts in our latest issue of Focus Magazine.
What would you like to do today?
CT Individual Savings Account (ISA)
A popular, tax-efficient way to invest. There’s no tax to pay on any income you earn, and you can create an investment portfolio that’s right for you. Invest up to £20,000 in the 2022/23 tax year. No income tax or capital gains tax on any profits made. Annual charge – £60 + VAT.
CT General Investment Account
A great way for long-term investors to benefit from the potential of the stock market. Offers flexible investment options with no annual limit. No investment limits. Great option if you’ve already maxed out an ISA. Annual charge – £40 + VAT.
CT Lifetime Individual Savings Account (LISA)
For those aged 18-39, a CT Lifetime Individual Savings Account (LISA) could help towards purchasing your first home up to £450,000 or retirement in later life. Benefit from tax-efficient savings as well as a government bonus. Invest up to £4,000 as part of your ISA allowance. Receive a 25% government bonus up to £1,000 per year. Annual charge – £60 + VAT.
CT Junior Individual Savings Account (JISA)
A popular alternative to the Child Trust Fund offering simple tax-efficient investments. The money is held until the child’s 18th birthday. Invest up to £9,000 in the 2022/23 tax year. No income tax or capital gains tax on any profits made. Award-winning CT Junior ISA. Annual charge – £25 + VAT.
CT Junior Investment Account
An affordable way to invest in the global stock market for the child in your life. Offers flexibility to gift money at any time. No investment limits. Great option if you’ve already maxed out a Junior ISA or CTF. Funds accrued are free of inheritance tax. Annual charge – £25 + VAT.
CT Child Trust Fund
A tax-efficient investment account created to help you save a nest egg for the child in your life. You can transfer your existing CTF to us. Invest up to £9,000 per birthday year. No income tax or capital gains tax on any profits made. Annual charge – £25 + VAT.
Let’s talk about risk
All of our investment plans involve a level of risk and the value of your investments can go down as well as up. The level of risk will depend upon the underlying investments that you choose to hold in the plans. You need to be comfortable that you may not get back the original amount invested.
Tax allowances and the benefits of tax-efficient accounts are subject to change and tax treatment depends upon your individual circumstances.
Why invest with us
- All our saving schemes allow you to take advantage of our investment trusts.
- With our investment trusts, you’ll have access to a diversified and professionally run portfolio of shares, no matter how much you invest.
- Our range of trusts give you plenty of choice. You can invest in a specific region or areas like property, equities, bonds and private equity.
- We can trace our investment roots back to 1868, when F&C Investment Trust, the world’s oldest collective investment fund launched, and have been adding to our offering ever since.
Helpful articles on investing
Market Monitor – 12 August 2022
Market Monitor – 5 August 2022
ESG knowledge shared: August 2022
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How to invest
Opening a new Columbia Threadneedle account or topping up your existing account is easy. Get all the information you need about how to invest, the process and you’re ready to get started.
Get started now
Opening a savings plan online is simple and only takes a few minutes
Existing customers
The Columbia Threadneedle UK App
Search ‘CT UK‘ on the App Store or Google Play Store to manage your savings plan investment from your mobile or tablet. Features include:
- View valuation and summary of accounts held
- Retrieve account and fund information
- View transaction history
- View account cash holdings and balances
- View remaining ISA/JISA subscription allowances
- View primary contact details
