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Overview
ESG
Performance​
Investment Process​
Key Facts​
Fees & Charges​
Holdings
Literature​

CT MM Lifestyle 4 B Inc

Multi-Asset
OEIC
|
ISIN: GB00B4YQGY73
    Asset Class
    Multi-Asset
    Region of Investment
    Global
    Domicile
    GB
    Share Class Currency
    GBP
    Price (NAV)
    (as at 19 Jun 2025)
    171.00p
    Price Change
    (as at 19 Jun 2025)
    N/A
    Fund Size
    (as at 19 Jun 2025)
    £106.47mn

    Key Documents

    • Annual Report and Accounts, English Download Button
    • Interim Report and Accounts, English Download Button
    • KIID, English Download Button
    • Professional Investor Factsheet (Net), English Download Button
    • Prospectus, English Download Button

    Overview

    Fund objective and policy

    The Fund aims to deliver capital growth with some income over the long term (at least 5 years). The Fund invests at least 70% in collective investment schemes (which may include schemes operated by Columbia Threadneedle Investments) to obtain indirect exposure to a wide range of asset classes. The manager uses a strategic asset allocation model that is matched to a specific target risk and volatility band (the volatility band is supplied by an external provider). The Fund is actively managed and the allocation to particular asset classes or geographies may vary over time at the manager’s discretion. To reflect the risk profile of the Fund, around 80% of the Fund’s exposure through collective investment schemes will be divided between shares and bonds (securities that pay either a fixed or variable level of income on a periodic basis and generally repay a specified amount at a predetermined date). The Fund’s share exposure will be to UK and global shares. The bond exposure will be to UK corporate and government bonds, as well as global corporate, high yield and emerging market bonds. The remaining exposure will be to property and cash. To the extent that the Fund is not fully invested as set out above, it may also invest in other transferable securities, collective investment schemes, money market instruments, deposits, cash and near cash. Derivatives (an investment contract between the Fund and a counterparty the value of which is derived from one or more underlying securities) may be used for the purposes of efficient portfolio management only. The Fund is actively managed. The Manager believes that an appropriate comparator benchmark for reviewing fund performance is the IA Mixed Investment 20-60% Shares Sector Median, given the investment policy of the Fund and the approach taken by the manager. The Fund is not constrained by this benchmark and has significant freedom to invest in a portfolio that is materially different to the benchmark’s own composition. There is no minimum holding period for this Fund. However, it may not be appropriate for investors who plan to withdraw their money in under 5 years.

    Fund Managers

    Multi-Manager Team

    Environmental, Social and Governance Introduction

    At Columbia Threadneedle Investments we incorporate financially material ESG factors in our research and decision-making with the objective of delivering stronger, long term risk-adjusted returns. Different funds may put more emphasis on ESG factors and some may have specific ESG objectives. The classifications, disclosures and policies below are provided to inform your investment decisions.

    Sustainability-related disclosures

    • Task Force on Climate-Related Financial Disclosures (TCFD) – Product Level Report, English Download Button

    Performance

    Monthly NAV Performance (GBP)

    Significant Events

    Fund Changes

    For detailed information on Fund Changes please see "Significant Events related to Columbia Threadneedle (AM) Holdings PLC" PDF available on www.columbiathreadneedle.com/en/changes//

    Key Risks

    • Derivative Risk: derivative values rise and fall at a greater rate than equities and debt instruments. Losses can be greater than the initial investment.
    • Liquidity Risk: the ability to buy and sell assets at a favourable price may be affected by a low level of counterparties willing to enter into a transaction with the Fund.
    • Smaller Companies Risk: smaller companies carry a higher degree of risk and their value can be more sensitive to market movement.
    • Currency Risk: your investment may be adversely affected by changes in currency exchange rates.
    • Fixed Interest Securities Risk: changes in interest rates can affect the values of fixed interest holdings.
    • Emerging Markets Risk: this Fund invests in emerging markets which are less developed and have additional legal and political risks.
    • Credit Risk: receiving income or capital due from debt instruments is dependant on the provider's ability to pay.
    • Property Risk: the value of such securities is likely to reflect valuations of property assets as determined by professional valuers. Such valuations are the opinion of the valuer at a particular time, may not be supported by recent transactions and a liable to revision, up or down.
    • Specified Asset Allocation Risk: the ability of the manager to alter the composition of the portfolio is restricted by the need to remain within the specified asset allocation.
    • Leverage Risk: the use of derivatives to increase the exposure of the Fund to the market through either long or short positions will make the value of the Fund's investments more volatile than those of an un-leveraged fund.

    Investment Process

    The Fund aims to deliver capital growth with some income. The Fund is actively managed and not managed with reference to a benchmark. The allocation to particular asset classes or geographies may vary over time at the manager’s discretion. The manager uses a strategic asset allocation model matched to a specific target risk and volatility band (the volatility band is supplied by an external provider). The Fund invests at least 70% in collective investment schemes to obtain exposure to a wide range of asset classes. To reflect the risk profile of the Fund, around 80% of the Fund’s exposure will be divided between equities and bonds. Equity exposure will be to UK and global equities, while bond exposure will be to UK and global corporate, government and high yield bonds. The remaining exposure will be to property and cash.

    Key Facts

    Fees & Charges

    Full Portfolio Holdings

    Literature

    Regulatory Documents

    • Annual Report and Accounts, English Download Button
    • Interim Report and Accounts, English Download Button
    • KIID, English Download Button
    • Prospectus, English Download Button
    • Statement on Assessment of Value, English Download Button

    Fund Literature

    • Professional Investor Factsheet (Net), English Download Button
    • Task Force on Climate-Related Financial Disclosures (TCFD) – Product Level Report, English Download Button
    Download All

    Fund Managers

    Multi-Manager Team

    Important Information

    © 2025 Columbia Threadneedle Investments. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies. This financial promotion is issued for marketing and information purposes only by Columbia Threadneedle Investments in the UK. The Fund is a sub fund of Columbia Threadneedle (UK) ICVC VI, an open ended investment company (OEIC), registered in the UK and authorised by the Financial Conduct Authority (FCA). English language copies of the Fund's Prospectus, summarised investor rights, English language copies of the key investor information document (KIID) can be obtained from Columbia Threadneedle Investments, Cannon Place, 78 Cannon Street, London EC4N 6AG, telephone: Client Services on 0044 (0)20 7011 4444, email: clientsupport@columbiathreadneedle.com or electronically at www.columbiathreadneedle.com. Please read the Prospectus before taking any investment decision. The information provided does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell or otherwise transact in the Funds. An investment may not be suitable for all investors and independent professional advice, including tax advice, should be sought where appropriate. The manager has the right to terminate the arrangements made for marketing. Financial promotions are issued for marketing and information purposes; in the United Kingdom by Columbia Threadneedle Management Limited, which is authorised and regulated by the Financial Conduct Authority; in the EEA by Columbia Threadneedle Netherlands B.V., which is regulated by the Dutch Authority for the Financial Markets (AFM); and in Switzerland, issued by Threadneedle Portfolio Services AG, Registered Address: Claridenstrasse 41, 8002 Zurich, Switzerland.